insurance again
insurance again
$250.00 excess for all claims - and I don't have a hardtop
Graeme
"Deanna Bell" <d.bell@auckland.ac.nz>@mx5club.org.nz on 25/10/2001 03:10:57
AM
Please respond to MX5List<mx5list@mx5club.org.nz>
Sent by: e-admin@mx5club.org.nz
To: MX5List <mx5list@mx5club.org.nz>
cc:
Subject: insurance again
I know we have just about exhausted this subject but I need to know a few
more things. Is there anybody out there who owns a soft top MX5 and pays
an excess for malicious damage to the hood less than $1000?? For people
who own hard tops and soft tops, do you have a different excess when you
use the soft top?? My new insurance company assures me that ALL soft tops
have this high exccess, is this true or am I being scammed again???
(PS, my excess for accident is only $200 and I have a full no claims
discount and am over 25)
Graeme
"Deanna Bell" <d.bell@auckland.ac.nz>@mx5club.org.nz on 25/10/2001 03:10:57
AM
Please respond to MX5List<mx5list@mx5club.org.nz>
Sent by: e-admin@mx5club.org.nz
To: MX5List <mx5list@mx5club.org.nz>
cc:
Subject: insurance again
I know we have just about exhausted this subject but I need to know a few
more things. Is there anybody out there who owns a soft top MX5 and pays
an excess for malicious damage to the hood less than $1000?? For people
who own hard tops and soft tops, do you have a different excess when you
use the soft top?? My new insurance company assures me that ALL soft tops
have this high exccess, is this true or am I being scammed again???
(PS, my excess for accident is only $200 and I have a full no claims
discount and am over 25)
insurance again
My excess is $750 on the soft-top damage, which I thought was bad. It may depend on where you live (I don't live in nasty old Auckland).
insurance again
My excess is $500 and I have both hard and soft-tops - covers me for either
or.
Geraldine Van Hemert
Office Manager
admin@ashgrove.school.nz
or.
Geraldine Van Hemert
Office Manager
admin@ashgrove.school.nz
insurance again
Mine was $750 for any damage to soft top but is now $0 thanks to installation of approved alarm system.
Tina
--
On Wed, 24 Oct 2001 14:24:51 Graeme_Head/AMPNZ wrote:
[...]
Tina
--
On Wed, 24 Oct 2001 14:24:51 Graeme_Head/AMPNZ wrote:
[...]
Join 18 million Eudora users by signing up for a free Eudora Web-Mail account at http://www.eudoramail.comhave this high exccess, is this true or am I being scammed again???
(PS, my excess for accident is only $200 and I have a full no claims
discount and am over 25)
-
- Need, more, 5-ing, time....
- Posts: 102
- Joined: Fri May 19, 2006 12:43 pm
- Location: Upper Hutt
insurance again
No soft top excess at all (with AA Insurance), let alone one that is the
price of a new soft top!!! Total excess is $300, but we had to fit a high
quality alarm system to get the insurance. I wanted one anyway, so it
didn't matter. I think the problem is probably that you have a bad claims
record on soft top damage, so no insurer would want to cover this.
price of a new soft top!!! Total excess is $300, but we had to fit a high
quality alarm system to get the insurance. I wanted one anyway, so it
didn't matter. I think the problem is probably that you have a bad claims
record on soft top damage, so no insurer would want to cover this.
Tim
MY2CTA
MY2CTA
-
- Need, more, 5-ing, time....
- Posts: 100
- Joined: Sun Jun 04, 2006 3:24 pm
- Location: Wellington
insurance again
Excess is $250 and that applies to any damage, incl soft-top
Insurance again
My excess is $250 regardless. Call a broker, eg. Heath Lambert they'll get
the best deal going for you.
Get a good alarm with 2 stage microwave sensor.
the best deal going for you.
Get a good alarm with 2 stage microwave sensor.
insurance again
Deanna, have you told your prospective insurer about the previous
slashings?? If yes, then they reason that the chances of it happening again
are very high, hence the excess. If you haven't told them, then maybe you
are getting a raw deal. However having said that, you are supposed to tell
your insurer about previous incidents, whether you claimed or not.
May be best to go to a broker & let them shop round for you to get the best
price and excess.
Graeme
slashings?? If yes, then they reason that the chances of it happening again
are very high, hence the excess. If you haven't told them, then maybe you
are getting a raw deal. However having said that, you are supposed to tell
your insurer about previous incidents, whether you claimed or not.
May be best to go to a broker & let them shop round for you to get the best
price and excess.
Graeme
-
- Need, more, 5-ing, time....
- Posts: 102
- Joined: Fri May 19, 2006 12:43 pm
- Location: Upper Hutt
insurance again
AA Insurance, been with them for years and have 3 cars at the moment. No
claims history at all, I guess that helps too. If you don't have a claims
history, but have still had soft tops vandalised, a $1000 excess would
still make sense to an insurer, i.e. "we don't really want your business".
I agree with other advice, try going through a broker. I've insured with
AMI as well (when I had motorbikes) and they were pretty good too.
claims history at all, I guess that helps too. If you don't have a claims
history, but have still had soft tops vandalised, a $1000 excess would
still make sense to an insurer, i.e. "we don't really want your business".
I agree with other advice, try going through a broker. I've insured with
AMI as well (when I had motorbikes) and they were pretty good too.
Tim
MY2CTA
MY2CTA
insurance again
Hi all, obviously a distressing subject for some of us
I've just done some shopping around for insurance for a '94 MX5 valued at
$13500, no Under 25, alarmed and garaged, full no claims discount and
'over50!' living in Hamilton My findings are:
Colonial (UEB) current insurer: market val $384 xs $250
Tower market val $488
agreed $662
AMI agreed $348
$250, $0 for theft/malicious
damage
AA agreed $301
$300
State market $348
$300
NZI market $362
$1000 for softtop. Waived if
alarmed to NZ/AUstandards
Norwich (via ASB bank) agreed $368 $300
I get a lot out of the e-mail chat so hope this contribution helps.
Cheers
##############################################
This e-mail (and attachments) is confidential
and may be legally privileged.
##############################################
I've just done some shopping around for insurance for a '94 MX5 valued at
$13500, no Under 25, alarmed and garaged, full no claims discount and
'over50!' living in Hamilton My findings are:
Colonial (UEB) current insurer: market val $384 xs $250
Tower market val $488
agreed $662
AMI agreed $348
$250, $0 for theft/malicious
damage
AA agreed $301
$300
State market $348
$300
NZI market $362
$1000 for softtop. Waived if
alarmed to NZ/AUstandards
Norwich (via ASB bank) agreed $368 $300
I get a lot out of the e-mail chat so hope this contribution helps.
Cheers
##############################################
This e-mail (and attachments) is confidential
and may be legally privileged.
##############################################
insurance again
From: Tim Dutton <timdut@xtra.co.nz>
To: "'MX5List'" <mx5list@mx5club.org.nz>
Subject: RE: insurance again
Date sent: Wed, 24 Oct 2001 21:14:17 +1300
Send reply to: MX5List<mx5list@mx5club.org.nz>
I've never made a claim at all so this is why I find it hard to believe
that I keep getting hit with such high excesses. I also have a good
alarm fitted that cost me close to $1000 which comes with an
installation certificate confirming that it meets requiremetns of
AS/NZS. Who do you insure with??
[...]
To: "'MX5List'" <mx5list@mx5club.org.nz>
Subject: RE: insurance again
Date sent: Wed, 24 Oct 2001 21:14:17 +1300
Send reply to: MX5List<mx5list@mx5club.org.nz>
I've never made a claim at all so this is why I find it hard to believe
that I keep getting hit with such high excesses. I also have a good
alarm fitted that cost me close to $1000 which comes with an
installation certificate confirming that it meets requiremetns of
AS/NZS. Who do you insure with??
[...]
insurance again
I know we have just about exhausted this subject but I need to know a
few more things. Is there anybody out there who owns a soft top MX5
and pays an excess for malicious damage to the hood less than $1000??
For people who own hard tops and soft tops, do you have a different
excess when you use the soft top?? My new insurance company assures me
that ALL soft tops have this high exccess, is this true or am I being
scammed again???
(PS, my excess for accident is only $200 and I have a full no claims
discount and am over 25)
few more things. Is there anybody out there who owns a soft top MX5
and pays an excess for malicious damage to the hood less than $1000??
For people who own hard tops and soft tops, do you have a different
excess when you use the soft top?? My new insurance company assures me
that ALL soft tops have this high exccess, is this true or am I being
scammed again???
(PS, my excess for accident is only $200 and I have a full no claims
discount and am over 25)
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