Looking for your opinions

Robyn n Rich · Post by **Robyn n Rich** » Fri May 05, 2006 11:10 pm

Our NA 1989,, is one of the first to be sold in this country NZ New. Its
in good condition.

The insurance co. want to drop the value down to $4500... but we

have been told because of its "originality" it is actually becoming

collectable, and worth more. Not too sure that we are happy with

the 4500,, What are your thoughts:???

Rich and Robyn.

garry · Post by **garry** » Sat May 06, 2006 12:10 am

Sounds like you have a good insurance co.

Most want you to value it high so they can charge more and unless its an
agreed price policy they will always only pay book value on the day if it is
stolen or written off regardless of the real or " percieved " value of the
car.

Garry

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From: ~Jeff~ <jifjif@gmail.com>
To: MX5List <mx5list@mx5club.org.nz>
Subject: Re: Topgear reviews new MX5
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aha, but it's on youtube ...

http://www.youtube.com/watch?v=-Xxvozj4 ... 0greyhound

On 06/05/06, Chilling_Silence <Chilling_Silence@orcon.net.nz> wrote:
[...]

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Date: Sat, 6 May 2006 00:23:48 +1200
From: "Peter Garrity" <petergarrity@gmail.com>
To: MX5List <mx5list@mx5club.org.nz>
Subject: Re: Gear Ratios & Final Drive Was: Speaking of manual boxes
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Hi, was talking to a mini collector/friend and was comparing revs @ 100km/h.
He suggested changing the diff to another with a slightly different gearing
to lower the revs over all the gears. Has this been done?? 4000rpm at just
over 100km/h seems a lot...
Peter

On 5/5/06, Kevin Scrimgeour <k_scrimgeour@hotmail.com> wrote:
[...]

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taller tyres is the cheapo way!

helps to offset the optimistic
speedo as well and makes the car look lowered ... hehe.

On 06/05/06, Peter Garrity <petergarrity@gmail.com> wrote:
[...]

ianbell · Post by **ianbell** » Sat May 06, 2006 8:19 am

Mine is also an early NZ new car, vin number 100926. Insured for replacement
value but discussions with the insurance co were putting a value of $6000 to
6500
Ian
CHN433

Jon Addison · Post by **Jon Addison** » Sat May 06, 2006 8:58 am

We had a Land Cruiser stolen a couple of years back. Insured with NZI.
We dropped the value every year - it was high mileage - and had it at
$9500 when stolen. The insurance payout was $10,500 less a $500 excess
as the assessor decided this was the market value. I think it may be
better to take your company's advice if its insurance is on the same
basis as NZI's, then if the value is more when something happens, the
assessor will determine that. Our 1990 NZ car (119,000km) is insured
for $5000.
Jon Addison

On 05/05/2006, at 11:10 PM, Robyn n Rich wrote:

[...]

bert wouda · Post by **bert wouda** » Sat May 06, 2006 9:12 am

Have just my NB ' 99 insured for $ 13.500 at State ( renewed for 06 - 07
) and keep it realistic , the Insurers are not that stupid .

BW
**********

EricW · Post by **EricW** » Sun May 07, 2006 10:42 am

I have this discussion annually with AA regarding my pristine 1990 Mazda 626.

We normally finish up with a compromise somewhat above their estimate and
below my value. It is an "agreed" value, so they should negotiate. Talk to
them

Eric